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Home page / UK news / Landlords Beware of "Acquaintance Fraud": Conduct Tenant Background Checks!
2025-06-16 00:00:00

Landlords Beware of "Acquaintance Fraud": Conduct Tenant Background Checks!

This article explains how UK landlords conduct tenant background checks, including identity verification, credit score reviews, and interviews. It emphasizes the importance of due diligence and highlights services from Laiyingjia agency, such as investigation assistance, reporting, and tenant matching.

Recently, Laiyingjia received a complaint from a landlord who rented their property to a former colleague, only to find the walls and floors severely damaged during move-out inspection. They sought our advice on pursuing compensation.

 

Upon inquiry, we discovered the landlord had conducted neither background checks nor drafted a legally binding contract...

 

As an experienced rental agency, Laiyingjia handles numerous offers whenever a property is listed. To mitigate future risks, our priority is always to thoroughly vet tenant information.

 

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Background Check Flowchart

 

So, how should landlords in the UK conduct tenant background checks?

 

01 Basic Information Verification

 

First, request the tenant's full name, identification documents, passport, and valid visa.

 

With the UK's shift to eVisa, landlords must verify the tenant's Share Code to confirm residency status and avoid fines.

 

For details, refer to our guide:

UK Landlords Beware: Fines Up to £20,000 for Failing to Check This!

 

If the tenant has rental history, obtain references or contact details of previous landlords.

 

Student tenants require school admission offers/enrollment certificates and parental financial guarantees.

 

Employed tenants must provide payslips, bank statements, and employer information.

 

Tip:

Tenant's monthly income should exceed 2.5 times the monthly rent.

 

02 Credit Score Investigation

 

Check the tenant's credit score and debt history through official platforms (e.g., Experian/Goodlord/Equifax) to avoid problematic tenants.

 

Tip:

Always obtain the tenant's consent before conducting credit checks.

 

Professional agents can handle background checks and provide detailed reports for landlords' peace of mind.

 

03 Interview Communication

 

While many landlords already gather tenant information, some opt for face-to-face or online interviews to discuss lifestyle habits and rental intentions. Agents can also facilitate these conversations.

 

This step adds an extra layer of security for property rentals.

 

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Interview Flowchart

 

Completing these background checks before finalizing a lease minimizes future move-out disputes.

 

We hope this guide assists UK landlords! If you're receiving tenant offers, initiate background checks promptly.

 

Trust Laiyingjia, your experienced UK property agent! We collaborate with headhunters, multinational HR teams, and universities to source quality tenants, including executives and international students. Our listings on Rightmove, Zoopla, and offline university events ensure access to extensive tenant networks.

 

Laiyingjia offers comprehensive property management services, helping you navigate rental challenges with ease and confidence.

 

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